note: this figure, only gives you the approximate idea, of how much you are going to INVEST in 2-10 years. It could be variable, because not all financial institution have the same annual interest rate. This is only the standard figure, which is 30% for the downpayment and 70% for the amortization. discount's and promo's are not included on this. so, he final computation will be in the developers, bank, and pag-big office.
| in-house financing | |||
| total selling price | | | 1,075,000.00 |
| down payment | | | 15% |
| total downpayment | | | 161,250.00 |
| reservation | | | 15,000.00 |
| net total downpayment | | | 146,250.00 |
| months to pay | | | 30 |
| monthly payment for downpayment | | | 4,875.00 |
| amortazation | 85% | ||
| total amortization | 913,750.00 | ||
| 2 years to pay | 11% | | 122.00% |
| | | | 1,114,775.00 |
| months to pay | 24 | | 24 |
| monthly | | | 46,448.96 |
| 5 years to pay | 12 | | 160% |
| | | | 1,462,000.00 |
| months to pay | | | 60 |
| monthly | | | 24,366.67 |
| 10 years to pay | 14% | | 240% |
| | | | 2,193,000.00 |
| months to pay | | | 120 |
| monthly | | | 18,275.00 |
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