Sabado, Marso 26, 2011

Lombarde house model

note: this figure, only gives you the approximate idea, of how much you are going to pay in 2-10 years. It could be variable, because not all financial institution have the same annual interest rate. This is only the standard figure, which is 30% for the downpayment and 70% for the amortization. discount's and promo's are not included on this. so, he final computation will be in the developers, bank, and pag-big office.
in-house financing
total selling price


15,280,500
down payment


20%
total downpayment


                       3,056,100.00
reservation


                             20,000.00
net total downpayment


                       3,036,100.00
months to pay


24
monthly payment for downpayment


                           126,504.17
amortazation
80%
total amortization
                     12,224,400.00
2 years to pay
11%

122.00%



                     14,913,768.00
months to pay
24

24
monthly


                           621,407.00
5 years to pay
12

160%



                     19,559,040.00
months to pay


60
monthly


                           325,984.00
10 years to pay
14%

240%



                     29,338,560.00
months to pay


120
monthly


                           244,488.00




bank fnancing
total selling price


15,280,500
down payment


30%
total downpayment


                          4,584,150.00
reservation


                                20,000.00
net total downpayment


                          4,564,150.00
months to pay


24
monthly payment for downpayment


                             190,172.92
amortazation
70%
total amortization
                       10,696,350.00
2 years to pay
11%

122.00%



                       13,049,547.00
months to pay
24

24
monthly


                             543,731.13
5 years to pay
12

160%



                       17,114,160.00
months to pay


60
monthly


                             285,236.00
10 years to pay
14%

240%



                       25,671,240.00
months to pay


120
monthly


                             213,927.00






pag-ibig financing
total selling price


15,280,500
down payment


30%
total downpayment


                               4,584,150.00
reservation


                                     20,000.00
net total downpayment


                               4,564,150.00
months to pay


24
monthly payment for downpayment


                                   190,172.92
amortazation
70%
total amortization
                             10,696,350.00
2 years to pay
11%

122.00%



                             13,049,547.00
months to pay
24

24
monthly


                                   543,731.13
5 years to pay
12

160%



                             17,114,160.00
months to pay


60
monthly


                                   285,236.00
10 years to pay
14%

240%



                             25,671,240.00
months to pay


120
monthly


                                   213,927.00


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