Lunes, Marso 28, 2011

Garden Bloom Villas-cattleya model

note: this figure, only gives you the approximate idea, of how much you are going to invest  in 2-10 years. It could be variable, because not all financial institution have the same annual interest rate. This is only the standard figure, which is 30% for the downpayment and 70% for the amortization. discount's and promo's are not included on this. so, he final computation will be in the developers, bank, and pag-big office.














bank fnancing/pag-ibig



total selling price


                      1,268,000.00

down payment


30%

total downpayment


                         380,400.00

reservation


                            20,000.00

net total downpayment


                         360,400.00

months to pay


12

monthly payment for downpayment


                            30,033.33




amortazation


70%

total amortization
                         887,600.00

2 years to pay
11%

122.00%




                      1,082,872.00

months to pay
24

24

monthly


                            45,119.67




5 years to pay
12%

160%




                      1,420,160.00

months to pay


60

monthly


                            23,669.33




10 years to pay
14%

240%




                      2,130,240.00

months to pay


120

monthly


                            17,752.00








in-house financing
total selling price


                       1,268,000.00
down payment


15%
total downpayment


                           190,200.00
reservation


                             20,000.00
net total downpayment


                           170,200.00
months to pay


12
monthly payment for downpayment


                             14,183.33
amortazation


85%
total amortization


                       1,077,800.00
2 years to pay
11%

122.00%



                       1,314,916.00
months to pay
24

24
monthly


                             54,788.17
5 years to pay
12

160%



                       1,724,480.00
months to pay


60
monthly


                             28,741.33
10 years to pay
14%

240%



                       2,586,720.00
months to pay


120
monthly


                             21,556.00












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