| note: this figure, only gives you the approximate idea, of how much you are going to invest in 2-10 years. It could be variable, because not all financial institution have the same annual interest rate. This is only the standard figure, which is 30% for the downpayment and 70% for the amortization. discount's and promo's are not included on this. so, the final computation will be in the developers, bank, and pag-big office. in-house financing | |||
| total selling price | | | 3,515,000.00 |
| down payment | | | 20% |
| total downpayment | | | 703,000.00 |
| reservation | | | 20,000.00 |
| net total downpayment | | | 683,000.00 |
| months to pay | | | 18 |
| monthly payment for downpayment | | | 37,944.44 |
| amortazation | | | 80% |
| total amortization | 2,812,000.00 | ||
| 2 years to pay | 11% | | 122.00% |
| | | | 3,430,640.00 |
| months to pay | 24 | | 24 |
| monthly | | | 142,943.33 |
| 5 years to pay | 12 | | 160% |
| | | | 4,499,200.00 |
| months to pay | | | 60 |
| monthly | | | 74,986.67 |
| 10 years to pay | 14% | | 240% |
| | | | 6,748,800.00 |
| months to pay | | | 120 |
| monthly | | | 56,240.00 |
| bank fnancing | |||
| total selling price | | | 3,515,000.00 |
| down payment | | | 30% |
| total downpayment | | | 1,054,500.00 |
| reservation | | | 20,000.00 |
| net total downpayment | | | 1,034,500.00 |
| months to pay | | | 18 |
| monthly payment for downpayment | | | 57,472.22 |
| amortazation | | | 70% |
| total amortization | 2,460,500.00 | ||
| 2 years to pay | 11% | | 122.00% |
| | | | 3,001,810.00 |
| months to pay | 24 | | 24 |
| monthly | | | 125,075.42 |
| 5 years to pay | 12 | | 160% |
| | | | 3,936,800.00 |
| months to pay | | | 60 |
| monthly | | | 65,613.33 |
| 10 years to pay | 14% | | 240% |
| | | | 5,905,200.00 |
| months to pay | | | 120 |
| monthly | | | 49,210.00 |
| pag-ibig financing | |||
| total selling price | | | 3,515,000.00 |
| down payment | | | 30% |
| total downpayment | | | 1,054,500.00 |
| reservation | | | 20,000.00 |
| net total downpayment | | | 1,034,500.00 |
| months to pay | | | 18 |
| monthly payment for downpayment | | | 57,472.22 |
| amortazation | | | 70% |
| total amortization | 2,460,500.00 | ||
| 2 years to pay | 11% | | 122.00% |
| | | | 3,001,810.00 |
| months to pay | 24 | | 24 |
| monthly | | | 125,075.42 |
| 5 years to pay | 12 | | 160% |
| | | | 3,936,800.00 |
| months to pay | | | 60 |
| monthly | | | 65,613.33 |
| 10 years to pay | 14% | | 240% |
| | | | 5,905,200.00 |
| months to pay | | | 120 |
| monthly | | | 49,210.00 |
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