note: this figure, only gives you the approximate idea, of how much you are going to pay in 2-10 years. It could be variable, because not all financial institution have the same annual interest rate. This is only the standard figure, which is 30% for the downpayment and 70% for the amortization. discount's and promo's are not included on this. so, he final computation will be in the developers, bank, and pag-big office.
in-house financing | |||
total selling price | | | 9,945,000.00 |
down payment | | | 20% |
total downpayment | | | 1,989,000.00 |
reservation | | | 20,000.00 |
net total downpayment | | | 1,969,000.00 |
months to pay | | | 24 |
monthly payment for downpayment | | | 82,041.67 |
amortazation | 80% | ||
total amortization | 7,956,000.00 | ||
2 years to pay | 11% | | 122.00% |
| | | 9,706,320.00 |
months to pay | 24 | | 24 |
monthly | | | 404,430.00 |
5 years to pay | 12 | | 160% |
| | | 12,729,600.00 |
months to pay | | | 60 |
monthly | | | 212,160.00 |
10 years to pay | 14% | | 240% |
| | | 19,094,400.00 |
months to pay | | | 120 |
monthly | | | 159,120.00 |
bank fnancing | |||
total selling price | | | 9,945,000.00 |
down payment | | | 30% |
total downpayment | | | 2,983,500.00 |
reservation | | | 20,000.00 |
net total downpayment | | | 2,963,500.00 |
months to pay | | | 24 |
monthly payment for downpayment | | | 123,479.17 |
amortazation | 70% | ||
total amortization | 6,961,500.00 | ||
2 years to pay | 11% | | 122.00% |
| | | 8,493,030.00 |
months to pay | 24 | | 24 |
monthly | | | 353,876.25 |
5 years to pay | 12 | | 160% |
| | | 11,138,400.00 |
months to pay | | | 60 |
monthly | | | 185,640.00 |
10 years to pay | 14% | | 240% |
| | | 16,707,600.00 |
months to pay | | | 120 |
monthly | | | 139,230.00 |
pag-ibig financing | |||
total selling price | | | 9,945,000.00 |
down payment | | | 30% |
total downpayment | | | 2,983,500.00 |
reservation | | | 20,000.00 |
net total downpayment | | | 2,963,500.00 |
months to pay | | | 24 |
monthly payment for downpayment | | | 123,479.17 |
amortazation | 70% | ||
total amortization | 6,961,500.00 | ||
2 years to pay | 11% | | 122.00% |
| | | 8,493,030.00 |
months to pay | 24 | | 24 |
monthly | | | 353,876.25 |
5 years to pay | 12 | | 160% |
| | | 11,138,400.00 |
months to pay | | | 60 |
monthly | | | 185,640.00 |
10 years to pay | 14% | | 240% |
| | | 16,707,600.00 |
months to pay | | | 120 |
monthly | | | 139,230.00 |